During the busiest time of your workday, you get an urgent call. It’s the electric company. Pay your late bill now, or they’ll cut off your power.
Don’t pay. It’s a scam. It’s not the utility company on the phone. It’s a scammer trying to trick you into paying them. How can you tell? The caller wants you to pay by wire transfer or with a gift card. No matter the story, that’s a sure sign of a scam.