Pros and Cons of Buying a Used Luxury Car

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When it comes to buying a car, you have a lot of decisions to make! New. Used. Make. Model. Compact. SUV. The choices can seem endless. But before you head to the car lot, here’s one more option to consider: Instead of opting for a brand-new economy model, could you get more for your money… Read more »

Pros & Cons of Opening a Credit Card in College

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Tuition, financial aid, and campus meal plans usually top the list of college-related financial concerns, but when it comes to day-to-day finances, parents and students face another question: Should a student open a credit card while they’re in college? Some financial experts recommend it; others discourage it. The answer depends on who you ask. If… Read more »

Pros and Cons of a Gap Year Before College

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Some people get an education without going to college. The rest get it after they get out. – Mark Twain While high school graduates have been taking them since the 1960s, gap years have enjoyed growing popularity over the last few years. When Malia Obama opted to take a year off before attending Harvard in… Read more »

Credit Cards vs. Debit Cards: Which Should You Use?

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In an increasingly cashless society where electronic transactions have become the norm, debit cards and credit cards have quickly become the payment methods of choice. And while they look almost identical, it’s important to understand the fundamental difference between the two: Debit cards give cardholders access to the money they’ve deposited in an account at… Read more »

6 Debt Payoff Apps to Help You Take Control of Your Finances

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Smartphones can be used for more than just texting friends, sending email, snapping selfies, and scrolling through social media. While those might be the most common uses for our pocket-sized technological devices, there are more than 2 million mobile apps available today, which means our phones are capable of much more. Believe it or not,… Read more »

Is It a Good Idea to Invest When the Market is Down?

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Follow an Investment Strategy Based on Your Needs, Not Market Conditions. Should you invest when the market is down? Yes. You should also invest when the market is up. And don’t forget to invest when it holds steady as well. Noticing a theme? Investing is a great idea, no matter when you do it. Let… Read more »

Discover the Benefits of a Share Certificate

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Share certificates might be one of the best wealth-building tools you’ve never heard of. When it comes to investment products, most of the attention goes to popular options like stocks, bonds, IRAs, and mutual funds. Now to be fair, each of those products offers benefits that make them worthy of consideration. However, due to their… Read more »

What’s the Real Value of a College Degree?

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With the cost of higher education rising at a steady pace, prospective students, are taking a closer look at the value of a college degree. From housing and books to scholarships and student loans, the determining factors go far beyond tuition expenses. However, despite the fact that college can be expensive, the US Department of… Read more »