5 Ways Joining a Credit Union Can Help You Build Your Credit

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There are plenty of excellent reasons to become a credit union member. Lower rates on loans. Higher rates on savings. Personalized financial service. A sense of community and ownership. The list of benefits goes on and on. But what about building a better credit rating? Is it possible that joining a credit union can help… Read more »

9 Steps to Fix Your Credit After Identity Theft

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Since 2015, more than 60 million Americans have been victims of identity theft, and the resulting losses total more than $100 billion. Financial losses may be the most immediate concern for identity theft victims, but the long-term effects of damaged credit can be the most frustrating. Fixing your credit after identity theft requires a strategic… Read more »

The Benefits of Mobile Check Deposit

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If it seems like everyone you know is using a mobile app to deposit their checks in the bank, that’s probably because they are. According to a recent Bankrate survey, 72% of millennials and 52% of Americans 50 and older use mobile deposit. And when you consider that approximately 95% of Americans own a cell… Read more »

4 Helpful Tips for Using Your Debit Card Overseas

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Debit cards make everyday purchases more convenient. Whether you’re at the gas pump, store register, or restaurant drive-thru, swiping your card has likely become your preferred method for completing a transaction. But if you’re planning a trip overseas, you may be wondering whether you’ll be able to use your credit union debit card while traveling… Read more »

Pros and Cons of Buying a Used Luxury Car

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When it comes to buying a car, you have a lot of decisions to make! New. Used. Make. Model. Compact. SUV. The choices can seem endless. But before you head to the car lot, here’s one more option to consider: Instead of opting for a brand-new economy model, could you get more for your money… Read more »

Pros & Cons of Opening a Credit Card in College

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Tuition, financial aid, and campus meal plans usually top the list of college-related financial concerns, but when it comes to day-to-day finances, parents and students face another question: Should a student open a credit card while they’re in college? Some financial experts recommend it; others discourage it. The answer depends on who you ask. If… Read more »

Pros and Cons of a Gap Year Before College

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Some people get an education without going to college. The rest get it after they get out. – Mark Twain While high school graduates have been taking them since the 1960s, gap years have enjoyed growing popularity over the last few years. When Malia Obama opted to take a year off before attending Harvard in… Read more »

Credit Cards vs. Debit Cards: Which Should You Use?

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In an increasingly cashless society where electronic transactions have become the norm, debit cards and credit cards have quickly become the payment methods of choice. And while they look almost identical, it’s important to understand the fundamental difference between the two: Debit cards give cardholders access to the money they’ve deposited in an account at… Read more »

6 Debt Payoff Apps to Help You Take Control of Your Finances

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Smartphones can be used for more than just texting friends, sending email, snapping selfies, and scrolling through social media. While those might be the most common uses for our pocket-sized technological devices, there are more than 2 million mobile apps available today, which means our phones are capable of much more. Believe it or not,… Read more »