How to Financially Prepare for a New Baby

Posted

Many people (particularly excited grandparents-to-be!) will tell you that if you wait to have a baby until you can afford one, you’ll never have a baby. And there is a lot of wisdom in that counsel. It’s easy to settle into a baby-free lifestyle that affords more eating out, impromptu outings, and little splurge purchases…. Read more »

How to Rebuild Your Credit After a Personal Financial Crisis

Posted

Nobody plans to have a financial crisis, but they can happen to anyone. Perhaps a student loan,  youthful indiscretions, or poor planning got you in a hole that you then got stuck in. Or maybe circumstances totally beyond your control knocked out years of thoughtful strategizing. Either way, there are things you can and should… Read more »

Winterize Your Car and Save Money

Posted

Is Your Car Prepared for Winter? Your car is an investment so you owe it to both your car and your wallet to protect that investment. We prepare and protect our homes for winter by storing up firewood, changing the air filter, securing storm windows, keeping a snow shovel and a bag of salt by… Read more »

Preparing to Adopt a Child: What You Need to Know

Posted

It has been said that adopting one child won’t change the world: but for that child, the world will change. If you are considering or have decided to embark on the journey of bringing a child into your family, it will surely change your life too. Anytime a family grows, they are sure to experience… Read more »

Five Tips for Teaching Kids How To Give Meaningful Gifts this Holiday Season

Posted

Maybe Christmas, he thought, doesn’t come from a store. Maybe Christmas—perhaps, means a little bit more! This, of course, is the great insight of Dr. Suess’ beloved holiday character, The Grinch. And it is an insight that we can and should develop in our children. However, this realization probably won’t happen without some effort and… Read more »

Six Ways to Better Manage Your Holiday Spending

Posted

Americans impose undue pressure on ourselves when it comes to holiday gift-giving and other holiday season expenses like travel, parties, and special family meals. Overemphasizing gifts, especially, can add a sense of frenzy and desperation to a time that should be full of love, laughter, and making memories. The last thing you want to do… Read more »

Scammers Impersonate Government Officials

Posted

You know those posters businesses must hang up with information about labor laws? You can get them for free from the U.S. Department of Labor. If someone tries to charge you for them, it’s a scam. And this is only one way government imposters try to trick small business owners.

How many credit cards should I have?

Posted

It’s a good question. And, like most good questions, it doesn’t have just one good answer. It depends on your situation and your goals. For some people, one credit card is too many. Others juggle 20 credit cards or more systematically and effectively. According to a recent survey, the average American consumer has 3.1 credit… Read more »

6 Estate Planning Tips to Financially Prepare For Your Death

Posted

Two myths about wills and estate planning: You don’t need to worry about it until you’re somewhere north of 40. Even then, you only need to worry about it if you have an estate—which is to say, you have a lot of stuff to worry about in the first place. Let’s be real. No one… Read more »