Home Equity Line of Credit
Get the Most Out of Your Equity
We offer our members the best rates on home equity loans and an easy approval process. Plus, we don’t charge you a loan origination fee* and we cover up to $500 of closing costs, so you don’t have to pay as much to access your equity. Tackle that home renovation project you’ve been wanting to complete for years, build an addition to add value to your home, or get out of high-interest debt with a convenient, low-interest home equity loan. Visit a specialist at your local branch in Greenville, Spartanburg, Taylors, Columbia, or Easley or apply online to get started.
*Loan origination fee is waived and up to $500 in closing fees paid by the credit union if member advances $7,500 from the equity line or receives a lump sum of $7,500 within 12 months of loan closing and maintains a balance of $5,000 for one year.
Opening a home equity line of credit is an easy, low-risk way to plan for future emergencies or future projects. Take out money as you need it, use only as much as you need, and don’t pay any interest on the money until you withdraw it. A home equity line of credit works just like a high-balance credit card—but without the high interest. Apply now to take advantage of historically low rates.
Love your home, but ready to tackle that remodel you’ve always dreamed of? Our home equity loans, or second mortgages, pay you a lump sum all at once to help you accomplish your big plans. Interest rates are historically low, so now is the perfect time to lock in a low rate. Plus, without origination fees to worry about, you’ll be able to use all the equity you’ve earned, without the burden of extra costs.
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