Term Share Certificates1

$500 minimum balance required

6 Month 0.25% APY*
12 Month 0.35% APY*
18 Month  0.40% APY*
24 Month 0.50% APY*
25 Month $<25,000  1.00% APY*
25 Month $25,000 to <$75,000 1.25% APY*
25 Month $75,000 to <$200,000  1.50% APY*
25 Month greater than $200,000 1.75% APY*
30 Month 0.55% APY*
36 Month 0.60% APY*
48 Month 0.70% APY*
Junior Share Certificates1

$250 minimum balance required

6 Month 0.25% APY*
12 Month 0.35% APY*
18 Month  0.40% APY*
24 Month 0.50% APY*
25 Month $<25,000  1.00% APY*
25 Month $25,000 to <$75,000 1.25% APY*
25 Month $75,000 to <$200,000  1.50% APY*
25 Month greater than $200,000 1.75% APY*
30 Month 0.55% APY*
36 Month 0.60% APY*
48 Month 0.70% APY*
IRA and Roth Term Share Certificate1

$500 minimum opening balance required

6 Month 0.25% APY*
12 Month 0.35% APY*
18 Month  0.40% APY*
24 Month 0.50% APY*
25 Month $<25,000  1.00% APY*
25 Month $25,000 to <$75,000 1.25% APY*
25 Month $75,000 to <$200,000  1.50% APY*
25 Month greater than $200,000 1.75% APY*
30 Month 0.55% APY*
36 Month 0.60% APY*
48 Month 0.70% APY*
Coverdell (Educational IRA)1

$250 minimum opening balance required

6 Month 0.25% APY*
12 Month 0.35% APY*
18 Month  0.40% APY*
24 Month 0.50% APY*
25 Month $<25,000  1.00% APY*
25 Month $25,000 to <$75,000 1.25% APY*
25 Month $75,000 to <$200,000  1.50% APY*
25 Month greater than $200,000 1.75% APY*
30 Month 0.55% APY*
36 Month 0.60% APY*
48 Month 0.70% APY*
Share Savings Account1
>$250 0.10% APY*
>$2,500 0.15% APY*
>$10,000 0.20% APY*
Money Market Account1
>$500 0.10% APY*
>$5,000 0.15% APY*
>$10,000 0.20% APY*
>$25,000 0.30% APY*
>$50,000 0.40% APY*
Share Draft Accounts1
Dividends compounded and credited monthly, Rewards accounts only 0.05% APY*
Christmas Club Savings1
Dividends compounded and credited monthly 0.15% APY*
 Vacation Share Savings1
Dividends compounded and credited monthly 0.15% APY*
 Health Savings Account1
Dividends compounded and credited monthly 0.05% APY*
Traditional IRA & Roth Savings1
<$5,000 0.20% APY*
>$5,000 0.35% APY*
Educational IRA Savings Account1
Dividends compounded and credited monthly 0.35% APY*

 

 


1 Deposit Terms and Conditions
*Rates shown are Annual Percentage Yield.

We match rates!

Personal Loans2
As low as 10.25% APR**
ATV/Jet Ski/Other Power Sport2
New – APR as low as  9.25% APR**
Used – APR as low as  10.25% APR**
Share Secured2
APR as low as  3.65% APR**
Vehicle Loans2
New – APR as low as  2.90% APR**
Used – APR as low as  3.90% APR**

VISA Loans**2

As low as 9.90% APR**
Boat Loans2
New – APR as low as 7.75% APR**
Used – APR as low as  8.75% APR**
RV Loans2
New – APR as low as 7.75% APR**
Used – APR as low as  8.75% APR**
Home Equity2
As low as 5.00% APR**
Closed-End Second Mortgage Rates2
As low as 6.00% APR**
Underdeveloped Property/Lot Loans2
180 months as low as 7.25% APR**

2 Loan Terms and Conditions
**Rates shown are Annual Percentage Rate.

We match rates!

SC Telco is not for profit or charity; we’re for service.

Personal Banking Services

How can we serve you?

Find an ATM/Branch

Find the nearest SC Telco branch near you.