Deposit &
Loan Rates

Term Share Certificates¹

$500 minimum balance required

6 Month	0.50% APY*
12 Month	0.60% APY*
18 Month	0.70% APY*
24 Month	0.85% APY*
30 Month	0.90% APY*
36 Month	1.00% APY*
48 Month	1.05% APY*

Junior Share Certificates¹

$250 minimum balance required

6 Month	0.50% APY*
12 Month	0.60% APY*
18 Month	0.70% APY*
24 Month	0.85% APY*
30 Month	0.90% APY*
36 Month	1.00% APY*
48 Month	1.05% APY*

IRA and Roth Term Share Certificate¹

$500 minimum opening balance required

12 Month	0.65% APY*
18 Month	0.70% APY*
24 Month	0.85% APY*
30 Month	0.90% APY*
36 Month	1.00% APY*
48 Month	1.05% APY*

Coverdell (Educational IRA)¹

$250 minimum opening balance required

12 Month	0.60% APY*
18 Month	0.70% APY*
24 Month	0.85% APY*
30 Month	0.90% APY*
36 Month	1.00% APY*
48 Month	1.05% APY*

KASASA Cash Draft Account³

Qualified Balances <$15,000	3.00% APY*
Qualified Balances >$15,000	0.25% APY*
Non-Qualified Balances	0.05% APY*

KASASA Cash Back Draft Account³

Cash Back on purchases up to $300 per cycle for qualified accounts

0.00% APY*

KASASA Saver Savings Account³

Qualified Balances <$100,000	1.15% APY*
Qualified Balances >$100,000	0.25% APY*
Non-Qualified Balances	0.03% APY*

Share Savings Account¹

>$250	0.05% APY*
>$2,500	0.10% APY*
>$10,000	0.15% APY*

Money Market Account¹

>$2,500	0.10% APY*
>$10,000	0.25% APY*
>$50,000	0.35% APY*
>$100,000	0.60% APY*
>$250,000	0.70% APY*
>$500,000	0.85% APY*

Share Draft Accounts¹

Dividends compounded and credited monthly, Rewards accounts only

0.05% APY*

Christmas Club Savings¹

Dividends compounded and credited monthly

0.15% APY*

 Vacation Share Savings¹

Dividends compounded and credited monthly

0.10% APY*

 Health Savings Account¹

Dividends compounded and credited monthly

0.03% APY*

Traditional IRA & Roth Savings¹

<$5,000	0.25% APY*
>$5,000	0.50% APY*

Educational IRA Savings Account¹

Dividends compounded and credited monthly

0.50% APY*