Is It a Good Idea to Invest When the Market is Down?

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Follow an Investment Strategy Based on Your Needs, Not Market Conditions. Should you invest when the market is down? Yes. You should also invest when the market is up. And don’t forget to invest when it holds steady as well. Noticing a theme? Investing is a great idea, no matter when you do it. Let… Read more »

Discover the Benefits of a Share Certificate

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Share certificates might be one of the best wealth-building tools you’ve never heard of. When it comes to investment products, most of the attention goes to popular options like stocks, bonds, IRAs, and mutual funds. Now to be fair, each of those products offers benefits that make them worthy of consideration. However, due to their… Read more »

Learn How to Spot 10 Common Scams

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Some scams are easy to spot. It’s virtually impossible to win an all-expense-paid cruise in a contest you’ve never entered, and your chances of being the last remaining relative of a Nigerian prince are minimal at best. When we receive letters or emails promising wealth and fortune, most of us roll our eyes and laugh… Read more »

Those (not really) IRS calls

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You’ve probably gotten one of these calls: They say it’s the IRS and they’re filing a lawsuit against you for back taxes. They may threaten to arrest or deport you. What do you do?

What’s the Real Value of a College Degree?

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With the cost of higher education rising at a steady pace, prospective students, are taking a closer look at the value of a college degree. From housing and books to scholarships and student loans, the determining factors go far beyond tuition expenses. However, despite the fact that college can be expensive, the US Department of… Read more »

Getting calls from the SSA?

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Probably not. At least, not from the real SSA. But how many of you have gotten calls from someone who said they were the Social Security Administration? And maybe showed the real SSA phone number (1-800-772-1213) or a number close to it on your caller ID? Lots, right?