Safety Tips from SC Telco

SC Telco Federal Credit Union will not ask for personal information such as online credentials, account numbers, or card numbers through email, voice, or text messaging. If you have concerns that your personal information may have been compromised, please contact us immediately.

Click the link below to access our Online Safety Tips brought to you by Digital Defense Incorporated and SC Telco Federal Credit Union. Digital Defense is a PCI ASV and provider of risk management and security solutions.

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Tips for Safe Online Shopping & Banking

  • Ensure a site is secure and reputable before providing your credit card number online.
  • Don’t trust a site just because it claims to be secure.
  • If purchasing merchandise, ensure it is from a reputable source.
  • Promptly reconcile credit card statements to avoid unauthorized charges.
  • Do your research to ensure legitimacy of the individual or company.
  • Beware of providing credit card information when requested through unsolicited emails.
  • Never throw away credit card or banking statements in usable form.
  • Be aware of missed bills which could indicate your account has been taken over.
  • Be cautious of scams requiring you to provide your personal information.
  • Never give your credit card number over the phone unless you make the call.
  • Report unauthorized transactions to your credit union or credit card company as soon as possible.
  • Monitor your credit statements monthly for any fraudulent activity.
  • Review a copy of your credit report at least once a year.
  • Be suspicious of any unsolicited email requesting personal information.
  • Avoid filling out forms in email messages that ask for personal information.
  • Always compare the link in the email to the link that you are actually directed to.
  • Log on to the official website, instead of “linking” to it from an unsolicited email.
  • Contact the actual business that supposedly sent the email to verify if the email is genuine.
  • Never open or respond to spam, as this tells the sender that it is a “live” email address.
  • Have a primary and secondary email address – one for people you know and one for all other purposes.
  • Avoid giving out your email address unless you know how it will be used.
  • Never purchase anything advertised through an unsolicited email.


SC Telco is not for profit or charity; we’re for service.