Stop paying for your checking account. Let it pay you instead.

A Kasasa Cash® checking account offers qualifying rewards at no cost. And if there’s a month when you don’t qualify for the rewards, don’t worry! The account is still free, and you’ll still earn a base dividend rate.

Kasasa Cash®

Account FEATURES
  • $0 monthly maintenance cost
  • $0 minimum balance
QUALIFYING REWARDS
  • 3.00% APY* on balances up to $15,000, paid monthly
  • Up to $25 Nationwide ATM fee refunds per cycle
  • Dividends from the first month for qualified accounts
HOW TO QUALIFY EACH MONTH
  • Make at least 12 debit card purchases per cycle; and
  • Enroll in direct deposit or perform an ACH transaction; and
  • Enroll in & agree to receive e-statements

Open Account

*Annual Percentage Yield (“APY”) is valid as of 07/01/2019 and is subject to change without notice. The Monthly Qualification Cycle begins at 12:01am on the last day of the month and ends at midnight of the second to last day of the following month. This account is a tiered rate account. If your average daily balance is $15,000 or below and your Kasasa Cash Checking account meets all the minimum service requirements during the cycle, an APY of 3.00% will apply for the dividend period. If your average daily balance is greater than $15,000 and your Kasasa Cash Checking account meets all of the minimum service requirements during the cycle, an APY of 0.25% will apply for the dividend period on the portion of the account balance that exceeds $15,000. The minimum service requirements include: 1) making 12 debit card point-of-sale purchases that post and settle to your account during the monthly qualification cycle; 2) having one direct deposit to OR an electronic debit or credit (ACH) post to your Kasasa Cash Checking account during the monthly qualification cycle; and 3) are receiving your monthly statements electronically (e-statements). If you meet all minimum service requirements by the next business day after the end of the cycle then domestic ATM fees, up to a maximum of $25.00, will be refunded during the first week of the next cycle. Dividends earned, and ATM fees refunded on the Kasasa Cash Checking account will automatically be transferred to the Kasasa Saver Share account, if available, during the first week of the next cycle. If you do not meet all of the minimum service requirements during the monthly qualification cycle, an APY of 0.05% will apply to the entire balance in your Kasasa Cash Checking account. Transfers between accounts do not count as qualifying transactions. The dividend period begins on the first calendar day of the month and ends on the last calendar day of the month. Membership required. The Kasasa Saver Share and Kasasa Cash Checking accounts are limited to one each per primary account holder’s social security number. Available only for personal accounts. “Kasasa Cash”, “Kasasa Saver”, and “Take Back Banking” are trademarks of Kasasa Ltd., registered in the U.S.A. Insured by NCUA.

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