1. “Go Mobile with Moxie” (the “Promotion”) is sponsored by SC Telco Federal Credit Union (“SC Telco” “SC Telco FCU” or “Sponsor”). NO PURCHASE OR PAYMENT IS NECESSARY TO ENTER OR WIN THIS PROMOTION. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. ODDS OF WINNING IS DEPENDENT UPON THE TOTAL NUMBER OF ENTRIES RECEIVED. SC Telco FCU will have complete discretion over interpretation of the official rules, of administration of the promotion, and of selection of the winner. Decisions of SC Telco FCU as to the selection of the winner will be final.
  2. By entering or otherwise participating in the promotion, you agree to these rules (“OFFICIAL RULES”), which are a contract, so read them carefully before entering. Without limitations, this contract includes indemnities to the promotion entities from you and a limitation of your rights and remedies. All disputes must be resolved by binding arbitration. Void where prohibited by law. All federal, state, and local laws and regulations apply.
  3. Promotion Period: The Promotion begins May 01, 2019 and ends on July 31, 2019, although SC Telco may, at its sole discretion, extend the promotion.
  4. Number of Entries: Automatic Entries: During the promotion period, participants must: Take a selfie with Moxie and share the photo using #MobilewithMoxie on Facebook® and make a mobile deposit to SC Telco FCU using MONEYLINKSM MOBILE DEPOSIT. Maximum two (2) entries per member per month. Mobile deposit entries must be made by 4:00 pm eastern time on the last day of the corresponding month to be included in the drawing. Manual Entries: SC Telco members who write a 1,000-word essay about their favorite credit union story and submit it to SC Telco by mailing it along with entrant’s name, address, and daytime/evening phone numbers to PO Box 10708, Greenville, SC 29603 Attn: Marketing Department during either May 2019, June 2019, or July 2019 will be entered for a chance to win. Manual entries must be received by SC Telco FCU by 4:00 pm on the last day of the corresponding month. Each essay will count as one entry. Maximum two (2) entries per member per month.
  5. Eligibility: As of the date of entry, you must be a member of SC Telco FCU, 18 years of age or older, a U.S. Resident and all accounts and loans with SC Telco FCU must be in good standing. All employees and volunteers of SC Telco FCU and their immediate family members residing in a single household and any employee of a temp or staffing agency who is assigned to or working at any SC Telco FCU location and their immediate family members residing in a single household are not eligible. Checks not properly endorsed as per the mobile banking instructions, checks not honored by the issuer’s financial institution, and checks not accepted by SC Telco FCU for any reason will not count towards entry into the drawing. Any entry received that is determined by SC Telco FCU, at its sole discretion, to be obnoxious, inappropriate, threatening, illegal, or that is intended to annoy, abuse, threaten, or harass any other person, voids the entry. If your profile name on Facebook® is something other than the name we have on your account with SC Telco, we may not be able to verify your entry.
  6. Selection of the winner: The drawings will take place within 10 days following the last business day of the corresponding promotion month. One winner will be selected for each drawing and contacted by SC Telco FCU. The contact method is at the sole discretion of SC Telco FCU. If no contact is made with the winner within 3 business days of our initial attempt of contacting the winner, the winner will forfeit their winnings and SC Telco FCU will draw another winner. The selection of a prize winner hereunder will be final.
  7. The Prizes: Each confirmed winner will have $100 deposited to their SC Telco FCU savings account. If the winner has more than one savings account with SC Telco FCU, it is at SC Telco FCU’s sole discretion to choose the account to which the winnings are deposited. Prizes are non-transferable. By entering the promotion and/or accepting a prize, each winner agrees to allow SC Telco FCU the right to use his/her image, photos, and or/likeness for promotion, trade, commercial, advertising, and publicity purposes, at any time or times, in all media now known or hereafter discovered including, but not limited to, SC Telco’s newsletter, website, Twitter®, Facebook®, and Instagram® without compensation. Winners agree to sign the General Publicity, Photograph, and Video Release form before funds will be deposited to their account. Refusal to sign will forfeit their winnings.
  8. Release of Claims: All winners, members of any winner’s household, relatives and persons who use any prize awarded by SC Telco FCU and such person’s heirs, assigns, executors, and administrators release and exempt SC Telco FCU and its directors, officers, staff, agents, and volunteers from any and all claims, actions, demands, or damages which they have now or anytime in the future arising from use of any prize, including personal injury or death.
  9. The prize winners shall be personally responsible for the payment of any and all applicable city, state, federal, and/or other taxes or assessments on or resulting from any prizes(s) they receive during this promotion.