We know that the impacts of this virus have been financially life-changing for many of our members and small businesses. With a mission to improve the financial lives of the members we serve, if you have been financially impacted by the virus, know that we are here to assist you during this time. Here’s how:
No-fee Skip-A-Pay allows members to defer their monthly payment to a later date on select loans and credit cards. If your income has been disrupted as a result of sick leave or business closure for reasons related to COVID-19, for loans, please contact your local branch or call 800.922.0446 for more details. For credit cards, please call 800.654.7728.
Mortgage Payment Assistance
If you are in need of mortgage payment assistance, please click here.
Emergency Assistance Personal Loan
If you need quick access to funds (up to $1,500) to carry you through this time, please contact your local branch or call 800.922.0446 to learn more about our emergency loan option. You may also be able to benefit from a 90-day payment deferral if you choose. Easily apply online here and select “Personal Loan”.
Small Business Mobile Check Deposit
We understand that small businesses are facing unprecedented hardships. In response to branch lobby closures, SC Telco will temporarily* allow small business members to use Mobile Check Deposit through the SC Telco Mobile App. This free service allows you to make business check deposits up to $5,000 daily (up to $2,500 per check) anytime, anywhere.
To get started, endorse your check properly including: your autograph, member number, and “For mobile deposit only SC Telco FCU”. Once complete, open the SC Telco Mobile Banking App, choose “Check Deposit” in the menu, take a picture, and tap “Deposit”.
*Once normal branch operations resume, Mobile Check Deposit services will only be available to consumer memberships.
Financial Wellness Resources
If you are not sure the next step to take financially, we have SC Telco Certified Financial Counselors available to talk with you at no-charge. Email [email protected] to schedule an appointment. Please also take advantage of Your Money Matters, our free online platform with a surplus of financial resources, or speak with GreenPath, our chosen non-profit organization that provides comprehensive counseling and money management tools to our members.