11 Effective Ways to Avoid Credit Card Fraud

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In February 2019, US News & World Report conducted a survey to find out whether consumers are taking precautions to protect themselves from fraud or identity theft. According to the survey results, approximately 23 percent of the respondents shared that they had fallen victim to a scam of some type within the past three years…. Read more »

New Online Reporting Form for Impostor Scam Calls

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Andrew Saul, Commissioner of Social Security, and Gail S. Ennis, the Inspector General for the Social Security Administration, announce the launch of a dedicated online form at https://oig.ssa.gov to receive reports from the public of Social Security-related scams. These scams—in which fraudulent callers mislead victims into making cash or gift card payments to avoid arrest for purported… Read more »

Quicken vs. Mint: Which Budgeting Tool is Best for You?

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Budgets are nothing new. You know you should follow a budget. You want to follow a budget. Maybe you’ve tried using one before and failed. Repeatedly. Why is such a simple habit so difficult to maintain? In many cases, the difference between good intentions and budgeting success comes down to the budgeting tools you use. … Read more »

10 Side Hustles to Help You Earn More Money

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As a growing number of people realize their 9-to-5 jobs aren’t getting them any closer to their financial and personal goals, side hustles are becoming more popular than ever. The difference between a side hustle and an extra job is that the hustle allows you to build an income source the goes beyond merely trading… Read more »

Joining Forces with Homes of Hope to Impact Our Community One House at a Time

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SC Telco Federal Credit Union has joined forces with Homes of Hope by providing $50,000 in low-interest equity funding to support Homes of Hope’s Affordable Housing Programs. “The affordable housing shortage in the Upstate is at new highs, especially as home prices and rental rates continue to rise.” says SC Telco CEO Steve Harkins. “When… Read more »

10 Ways to Maximize Your Online Banking Security

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Before we go any further, let’s start by answering the question everyone is asking—yes, online banking is safe. As consumers have continued pushing for the convenience of mobile banking, most financial institutions have worked to stay ahead of the curve by implementing the latest digital security measures. But the most effective online security calls for… Read more »

2020 Louis C. Addison Memorial Scholarship Application – Now Available!

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SC Telco Federal Credit Union focuses on the philosophy of the credit union movement, “people helping people.” Thus, our goal for providing the Louis C. Addison Memorial Scholarship is to assist our member/owners who wish to pursue a college degree. Each year SC Telco awards three (3) members $3,000 in scholarship money to be used towards… Read more »

The Carolinas Credit Union Foundation Names Brian McKay to Board of Directors

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SC Telco Federal Credit Union EVP to serve as board member for the Carolinas Credit Union Foundation Greenville, SC — Executive Vice President Brian McKay has been named to the Board of Directors for the Carolinas Credit Union Foundation. With a rich 25-year history, the Foundation partners with credit unions of the Carolinas to provide collaborative… Read more »

Share Certificates vs. CDs vs. Money Market Accounts

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What is the Best Short Term Investment Option for Your Finances? Saving is smart. Investing is savvy. But when it comes to making your money work for you, there’s a catch. Traditional savings accounts rarely offer attractive rates, and popular investments (401Ks, IRAs, Roth IRAs, etc.) tend to tie up your money for a long… Read more »